Decode your NDIS plan. Then ask it anything.
Upload your plan and see every dollar laid out in plain English in under 60 seconds. Then ask your own plan a question, in your own words, and get an answer built from your actual budgets, line items, and dates.
Decode. See what sits in each budget and what the categories actually mean.
Ask. “What can I spend Core Supports on?” Answered from your plan, not a generic FAQ.
PlanMind explains the plan you already have. It is not NDIS planning, legal, or financial advice, and it cannot tell you what the NDIA will decide at a future plan review. Your plan is processed in memory and never stored.
Plan Decoder
Decode, then ask
Why NDIS plans are hard to fully understand
Plans are written in bureaucratic language that even experienced Support Coordinators find complex. Understanding exactly what you have, and how to spend it, is the difference between a plan that works and one that doesn't.
Use it
unspent NDIS funding can affect what you're offered at your next plan review
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support categories, each with different spending rules
Plain English
is rare in NDIS paperwork. Plans are written for administrators, not participants
Your NDIS plan contains three distinct budget categories: Core Supports, Capacity Building, and Capital Supports. Each has different rules about what can be purchased, how flexible the funding is, and whether unspent amounts carry over.
Getting these wrong costs real money. Core Supports can be spent on a wide range of daily living expenses, but Capacity Building is restricted to goal-focused activities. Capital Supports often requires pre-approval before purchasing assistive technology or home modifications.
Plan Decoder reads your PDF and explains every line in plain English, so you know what you have, what you can spend it on, and what to ask at your next plan review.
The bit no summary can replace: asking questions
A budget breakdown answers the questions somebody else thought to ask. Real questions turn up later, usually at the worst moment: can this pay for a taxi to my physio, does my plan cover a support worker on a public holiday, what happens to the money I have not used, what does “plan-managed” mean when I book someone.
Once your plan is decoded, you can ask it those questions directly. Answers are built from your own budgets, line items, and plan dates, not from a generic NDIS help page, so a question about your transport funding comes back with your transport figure in it.
Answers stay short and plain. Where something depends on a decision only the NDIA can make, PlanMind says so instead of guessing, and it never predicts what your next plan will contain.
Guidance only. Plan Decoder helps you understand a plan you already have. It is not NDIS planning, legal, or financial advice, and it cannot tell you what the NDIA will decide at a future plan review or reassessment. Confirm anything important with your NDIS planner, LAC, or support coordinator.